Lender Desk

Connect with borrowers eligible for government scheme subsidies, interest support and collateral-free guarantees.

ILLUSTRATIVE / SUBJECT TO ELIGIBILITY — All figures are sourced from official government documents or labelled illustrative. This is not a guarantee of sanction, approval or subsidy payment. Actual terms depend on lender appraisal and current guidelines.

Why Lend Through Finclus?

Subsidy-Backed Borrowers

Borrowers are pre-matched to government schemes that reduce their effective interest burden.

Collateral-Free Lending

Government guarantee schemes reduce lender risk on eligible loans up to specified thresholds.

Higher Recovery Rates

Borrowers with government scheme backing have demonstrated intent and formal eligibility.

Scheme Coverage

4,700+ Government schemes tracked
50+ Subsidy-eligible segments
100% Figures sourced from official documents

Data refreshed from official government sources. Figures are illustrative and subject to borrower eligibility verification.

How It Works

1

Borrower Applies Through Discover

The borrower completes a free eligibility check and gets matched to applicable schemes.

2

Finclus Prepares the Claim File

Documents, DPR and scheme details are compiled for the lender's appraisal.

3

Lender Receives Ready-to-Appraise Applications

Complete applications with subsidy calculations and government scheme references.

Lender-Relevant Scheme Feed

Government schemes with guarantee coverage, interest support or loan features — sourced from the Finclus corpus.

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Sanction Odds Assessment

Honest assessment of factors affecting loan sanction — never a fixed percentage.

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Backtest Demand Estimate

Illustrative demand estimate based on corpus scheme coverage.

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Pre-Screen Specification

Preliminary eligibility screening against corpus criteria.

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Partner With Finclus

Banks, NBFCs and financial institutions can integrate Finclus eligibility data into their loan processing systems.